/* VDA Mortgage Team — design system
   Change the whole palette from these tokens. */
:root {
  --brand: #313f57;          /* VDA navy (from logo) */
  --brand-deep: #1c2536;
  --accent: #7d9a82;         /* sage */
  --accent-strong: #56725c;  /* sage for text on white (AA) */
  --accent-soft: #e9efe9;
  --ink: #1d1d1f;
  --ink-2: #424245;
  --muted: #6e6e73;
  --line: #e3e3e8;
  --bg: #ffffff;
  --panel: #f5f5f7;
  --panel-2: #fbfbfd;
  --gold: #b8976a;
  --radius: 28px;
  --radius-sm: 16px;
  --shadow: 0 1px 2px rgba(0,0,0,.04), 0 8px 30px rgba(17,24,39,.06);
  --shadow-lg: 0 30px 80px rgba(17,24,39,.14);
  --font: -apple-system, BlinkMacSystemFont, "SF Pro Display", "SF Pro Text", Inter, "Helvetica Neue", Arial, sans-serif;
  --ease: cubic-bezier(.2,.7,.1,1);
  --wrap: 1180px;
  --nav-h: 68px;
}

*,*::before,*::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; scroll-padding-top: calc(var(--nav-h) + 16px); }
body { margin: 0; font-family: var(--font); color: var(--ink); background: var(--bg); font-size: 17px; line-height: 1.5; letter-spacing: -.011em; -webkit-font-smoothing: antialiased; text-rendering: optimizeLegibility; overflow-x: hidden; }
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; }
p a, .legal a { color: var(--accent-strong); text-underline-offset: 3px; }
svg { width: 1em; height: 1em; flex: none; }
button, input, select { font: inherit; color: inherit; }
h1,h2,h3,h4 { margin: 0; letter-spacing: -.025em; line-height: 1.08; font-weight: 700; }
p { margin: 0; }
.skip { position: absolute; left: -9999px; }
.skip:focus { left: 16px; top: 8px; z-index: 100; background: #fff; padding: 8px 14px; border-radius: 10px; }
:focus-visible { outline: 3px solid color-mix(in srgb, var(--accent) 70%, white); outline-offset: 2px; border-radius: 8px; }

.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 22px; }
.section { padding: clamp(72px, 11vw, 140px) 0; }
.section--tight { padding: clamp(48px, 7vw, 88px) 0; }
.section--panel { background: var(--panel); }
.section--dark { background: var(--brand-deep); color: #f5f5f7; }
.section--dark .muted, .section--dark .lead { color: #a1a7b3; }
.center { text-align: center; }
.eyebrow { display: inline-block; font-size: 14px; font-weight: 600; letter-spacing: .02em; color: var(--accent-strong); margin-bottom: 14px; }
.section--dark .eyebrow { color: #a9c2ad; }
.display { font-size: clamp(44px, 7.4vw, 88px); font-weight: 800; letter-spacing: -.045em; line-height: 1.02; }
.h2 { font-size: clamp(34px, 5vw, 56px); letter-spacing: -.035em; }
.h3 { font-size: clamp(24px, 2.6vw, 30px); }
.lead { font-size: clamp(19px, 2vw, 24px); line-height: 1.38; color: var(--ink-2); letter-spacing: -.015em; }
.muted { color: var(--muted); }
.small { font-size: 14px; }
.tiny { font-size: 12px; line-height: 1.5; color: var(--muted); }
.gradient-text { background: linear-gradient(100deg, var(--brand) 10%, var(--accent) 90%); -webkit-background-clip: text; background-clip: text; color: transparent; }
.section--dark .gradient-text { background: linear-gradient(100deg, #fff 20%, #a9c2ad 90%); -webkit-background-clip: text; background-clip: text; }
.stack > * + * { margin-top: 18px; }
.section-head { max-width: 760px; margin: 0 auto 56px; text-align: center; }
.section-head .lead { margin-top: 18px; }

/* Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; min-height: 48px; padding: 0 24px; border-radius: 999px; border: 0; font-size: 17px; font-weight: 600; text-decoration: none; cursor: pointer; transition: transform .25s var(--ease), background .25s, box-shadow .25s; white-space: nowrap; }
.btn:active { transform: scale(.97); }
.btn--primary { background: var(--brand); color: #fff; }
.btn--primary:hover { background: var(--brand-deep); box-shadow: 0 10px 30px rgba(49,63,87,.3); }
.btn--accent { background: var(--accent); color: #fff; }
.btn--accent:hover { background: var(--accent-strong); }
.btn--ghost { background: transparent; color: var(--brand); box-shadow: inset 0 0 0 1.5px currentColor; }
.btn--ghost:hover { background: rgba(49,63,87,.06); }
.section--dark .btn--ghost, .on-dark .btn--ghost { color: #fff; }
.section--dark .btn--primary { background: #fff; color: var(--brand-deep); }
.btn--sm { min-height: 36px; padding: 0 16px; font-size: 14px; }
.btn svg { width: 18px; height: 18px; }
.link { display: inline-flex; align-items: center; gap: 6px; color: var(--accent-strong); font-weight: 600; text-decoration: none; }
.link svg { transition: transform .25s var(--ease); }
.link:hover svg { transform: translateX(4px); }
.section--dark .link { color: #a9c2ad; }
.btn-row { display: flex; flex-wrap: wrap; gap: 12px; }
.center .btn-row { justify-content: center; }

/* Nav */
.nav { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.72); backdrop-filter: saturate(180%) blur(20px); -webkit-backdrop-filter: saturate(180%) blur(20px); border-bottom: 1px solid rgba(0,0,0,.06); }
.nav__inner { max-width: var(--wrap); margin: 0 auto; padding: 0 22px; height: var(--nav-h); display: flex; align-items: center; gap: 28px; }
.nav__brand { display: flex; color: var(--brand); }
.nav__brand { align-items: center; gap: 14px; text-decoration: none; flex: none; }
.lockup { display: inline-flex; align-items: center; gap: 8px; color: var(--brand); }
.lockup .vda-mark { height: 44px; width: auto; }
.lockup__text { font-size: 11px; line-height: 1.15; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; color: var(--brand); }
.nav__divider { width: 1px; height: 32px; background: var(--line); }
.nav__edge { height: 40px; width: auto; }
@media (max-width: 400px) { .lockup .vda-mark { height: 38px; } .nav__edge { height: 34px; } .nav__brand { gap: 10px; } }
.nav__links { display: flex; gap: 22px; margin: 0 auto; }
@media (max-width: 1240px) { .nav__phone span { display: none; } }
.nav__links a { font-size: 14px; color: var(--ink-2); text-decoration: none; transition: color .2s; }
.nav__links a:hover, .nav__links a[aria-current] { color: var(--ink); }
.nav__links a[aria-current] { font-weight: 600; }
.nav__actions { display: flex; align-items: center; gap: 14px; }
.nav__phone { display: flex; align-items: center; gap: 6px; font-size: 14px; text-decoration: none; color: var(--ink-2); }
.nav__toggle { display: none; width: 40px; height: 40px; border: 0; background: none; position: relative; cursor: pointer; }
.nav__toggle span { position: absolute; left: 11px; right: 11px; height: 1.5px; background: var(--ink); transition: transform .3s var(--ease); }
.nav__toggle span:first-child { top: 16px; } .nav__toggle span:last-child { top: 23px; }
.nav__toggle[aria-expanded="true"] span:first-child { transform: translateY(3.5px) rotate(45deg); }
.nav__toggle[aria-expanded="true"] span:last-child { transform: translateY(-3.5px) rotate(-45deg); }
.sheet-backdrop { position: fixed; inset: 0; z-index: 70; background: rgba(17,24,39,.35); opacity: 0; pointer-events: none; transition: opacity .35s var(--ease); }
.sheet-backdrop.is-open { opacity: 1; pointer-events: auto; }
.sheet { position: fixed; top: 0; right: 0; bottom: 0; z-index: 71; width: clamp(240px, 62vw, 340px); background: #fff; box-shadow: -20px 0 60px rgba(17,24,39,.18); border-radius: 22px 0 0 22px; padding: 14px 22px 24px; display: flex; flex-direction: column; overflow-y: auto; transform: translateX(105%); transition: transform .4s var(--ease), visibility 0s linear .4s; visibility: hidden; }
.sheet.is-open { transform: none; visibility: visible; transition: transform .4s var(--ease); }
.sheet__top { display: flex; align-items: center; justify-content: space-between; height: 44px; margin-bottom: 8px; font-size: 13px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--muted); }
.sheet__close { width: 36px; height: 36px; border-radius: 50%; border: 0; background: var(--panel); font-size: 22px; line-height: 1; cursor: pointer; color: var(--ink); }
.sheet__links { display: flex; flex-direction: column; }
.sheet__links a { font-size: 18px; font-weight: 600; letter-spacing: -.015em; text-decoration: none; padding: 12px 0; border-bottom: 1px solid var(--line); color: var(--ink); }
.sheet__links a:last-child { border-bottom: 0; }
.sheet__cta { display: grid; gap: 10px; margin-top: auto; padding-top: 20px; }
.sheet__cta .btn { min-height: 44px; font-size: 15px; }
.sheet__phone { text-align: center; font-size: 15px; font-weight: 600; color: var(--ink-2); text-decoration: none; padding-top: 4px; }
@media (max-width: 1060px) { .nav__links { display: none; } .nav__toggle { display: block; } .nav__actions { margin-left: auto; } }
@media (max-width: 560px) { .nav__phone span { display: none; } .nav__actions .btn { display: none; } }

/* Hero */
.hero { position: relative; overflow: hidden; padding: clamp(40px, 7vw, 96px) 0 0; background: radial-gradient(1200px 600px at 85% -10%, var(--accent-soft), transparent 60%), linear-gradient(#fff, var(--panel-2)); }
.hero__grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 48px; align-items: end; }
.hero__copy { padding-bottom: clamp(40px, 7vw, 96px); }
.hero__copy .lead { margin: 24px 0 32px; max-width: 560px; }
.hero__meta { display: flex; flex-wrap: wrap; gap: 10px 22px; margin-top: 28px; font-size: 14px; color: var(--muted); }
.hero__meta span { display: inline-flex; align-items: center; gap: 6px; }
.hero__meta svg { color: var(--accent-strong); }
.hero__photo { position: relative; align-self: end; }
.hero__photo img { width: 100%; max-width: 520px; margin-left: auto; border-radius: 36px 36px 0 0; aspect-ratio: 4/5; object-fit: cover; object-position: 50% 20%; box-shadow: var(--shadow-lg); }
.hero__photo img { border-radius: 36px; }
.hero__social { display: flex; align-items: center; justify-content: center; gap: 14px; padding: 18px 0 28px; max-width: 520px; margin-left: auto; font-size: 14px; font-weight: 600; color: var(--muted); }
.hero__social .footer__social { margin-top: 0; }
@media (max-width: 880px) { .hero__social { margin: 0 auto; } }
.hero__badge { position: absolute; left: -10px; bottom: 110px; background: rgba(255,255,255,.86); backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px); border-radius: 20px; padding: 14px 18px; box-shadow: var(--shadow); display: flex; gap: 12px; align-items: center; }
.hero__badge strong { display: block; font-size: 22px; letter-spacing: -.02em; }
.hero__badge .stars { color: #f5b301; display: flex; gap: 1px; }
.hero__badge--2 { left: auto; right: 18px; bottom: auto; top: 28px; }
@media (max-width: 880px) { .hero__grid { grid-template-columns: 1fr; } .hero__photo img { margin: 0 auto; max-width: 420px; } .hero__badge { left: 8px; } .hero__copy { padding-bottom: 8px; } }

/* Credentials bar (required on home page) */
.creds { border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); background: #fff; }
.creds__inner { display: flex; flex-wrap: wrap; align-items: center; justify-content: center; gap: 18px 48px; padding: 22px 22px; }
.cred { display: flex; align-items: center; gap: 14px; font-size: 14px; color: var(--ink-2); }
.cred strong { display: block; color: var(--ink); font-size: 15px; }
.cred .lockup .vda-mark { height: 46px; }
.cred img { height: 44px; width: auto; }
.creds__divider { width: 1px; height: 36px; background: var(--line); }
@media (max-width: 640px) { .creds__divider { display: none; } }

/* Cards & grids */
.grid { display: grid; gap: 20px; }
.grid--2 { grid-template-columns: repeat(2, 1fr); }
.grid--3 { grid-template-columns: repeat(3, 1fr); }
.grid--4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 980px) { .grid--4 { grid-template-columns: repeat(2, 1fr); } .grid--3 { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px) { .grid--2, .grid--3, .grid--4 { grid-template-columns: 1fr; } }
.card { background: #fff; border-radius: var(--radius); padding: 32px; box-shadow: var(--shadow); position: relative; }
.section--panel .card { box-shadow: none; }
.card--dark { background: var(--brand); color: #fff; }
.card h3 { font-size: 24px; margin-bottom: 10px; }
.card p { color: var(--ink-2); }
.card--dark p { color: #c9cfda; }

.tile { display: flex; flex-direction: column; gap: 10px; padding: 28px; border-radius: 24px; background: #fff; text-decoration: none; transition: transform .35s var(--ease), box-shadow .35s var(--ease); box-shadow: var(--shadow); min-height: 210px; }
.tile:hover { transform: translateY(-4px) scale(1.01); box-shadow: var(--shadow-lg); }
.tile__icon { width: 44px; height: 44px; border-radius: 12px; display: grid; place-items: center; background: var(--accent-soft); color: var(--accent-strong); font-size: 22px; }
.tile h3 { font-size: 21px; letter-spacing: -.02em; }
.tile p { color: var(--muted); font-size: 15px; flex: 1; }
.tile .link { font-size: 15px; }

/* Stats */
.stat { padding: 28px; border-radius: 24px; background: #fff; box-shadow: var(--shadow); }
.section--dark .stat { background: rgba(255,255,255,.06); box-shadow: inset 0 0 0 1px rgba(255,255,255,.08); }
.stat__label { font-size: 14px; color: var(--muted); font-weight: 500; }
.section--dark .stat__label { color: #a1a7b3; }
.stat__value { font-size: clamp(40px, 4.6vw, 56px); font-weight: 700; letter-spacing: -.04em; line-height: 1.05; margin: 8px 0 6px; font-variant-numeric: tabular-nums; }
.stat__delta { font-size: 14px; font-weight: 600; }
.up { color: #c0563f; } .down { color: #3f8f5a; }
.section--dark .up { color: #ff9f8a; } .section--dark .down { color: #8fd6a4; }
.spark { width: 100%; height: 64px; margin-top: 14px; }
.big-number { font-size: clamp(56px, 8vw, 104px); font-weight: 800; letter-spacing: -.05em; line-height: 1; }

/* Split feature */
.feature { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(32px, 6vw, 88px); align-items: center; }
.feature--flip > :first-child { order: 2; }
@media (max-width: 880px) { .feature { grid-template-columns: 1fr; } .feature--flip > :first-child { order: 0; } }
.checks { list-style: none; padding: 0; margin: 24px 0 0; display: grid; gap: 14px; }
.checks li { display: flex; gap: 12px; align-items: flex-start; }
.checks svg { color: var(--accent-strong); width: 22px; height: 22px; margin-top: 1px; }
.section--dark .checks svg { color: #a9c2ad; }

/* Deals (case studies) */
.deal { padding: 30px; border-radius: 24px; background: #fff; box-shadow: var(--shadow); display: flex; flex-direction: column; gap: 14px; }
.deal__tag { align-self: flex-start; font-size: 12px; font-weight: 700; letter-spacing: .04em; text-transform: uppercase; color: var(--accent-strong); background: var(--accent-soft); padding: 6px 10px; border-radius: 999px; }
.deal h3 { font-size: 21px; }
.deal p { color: var(--ink-2); font-size: 15px; }
.deal__result { margin-top: auto; padding-top: 14px; border-top: 1px solid var(--line); font-weight: 600; font-size: 15px; display: flex; gap: 8px; align-items: center; }
.deal__result svg { color: var(--accent-strong); }

/* Reviews carousel */
.reviews { position: relative; }
.reviews__track { display: grid; grid-auto-flow: column; grid-auto-columns: calc((100% - 60px) / 4); gap: 20px; overflow-x: auto; scroll-snap-type: x mandatory; padding: 8px 22px 28px; scrollbar-width: none; max-width: var(--wrap); margin: 0 auto; justify-content: center; }
.reviews__track.is-scrollable { justify-content: start; }
@media (max-width: 1100px) { .reviews__track { grid-auto-columns: calc((100% - 20px) / 2); } }
@media (max-width: 640px) { .reviews__track { grid-auto-columns: 86%; } }
.reviews__track::-webkit-scrollbar { display: none; }
.review { scroll-snap-align: start; margin: 0; background: #fff; border-radius: 24px; padding: 30px; box-shadow: var(--shadow); display: flex; flex-direction: column; gap: 16px; }
.review__stars { display: flex; gap: 2px; color: #f5b301; }
.review__text { margin: 0; font-size: 16px; line-height: 1.55; color: var(--ink-2); max-height: calc(1.55em * 8); overflow: hidden; }
.review.is-clamped .review__text { -webkit-mask-image: linear-gradient(#000 60%, transparent); mask-image: linear-gradient(#000 60%, transparent); }
.review--link { text-decoration: none; color: inherit; transition: transform .35s var(--ease), box-shadow .35s var(--ease); }
.review--link:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.review__more { display: none; align-items: center; gap: 6px; font-size: 14px; font-weight: 600; color: var(--accent-strong); margin-top: -6px; }
.review.is-clamped .review__more { display: inline-flex; }
.review-wall .review.is-target { box-shadow: 0 0 0 2px var(--accent), var(--shadow-lg); }
.review__who { margin-top: auto; display: flex; align-items: center; gap: 12px; font-size: 15px; }
.review__avatar { width: 40px; height: 40px; border-radius: 50%; background: var(--accent-soft); color: var(--accent-strong); display: grid; place-items: center; font-weight: 700; overflow: hidden; }
.review__avatar img { width: 100%; height: 100%; object-fit: cover; }
.review__who small { display: block; color: var(--muted); }
.review-wall { columns: 3 320px; column-gap: 20px; }
.review-wall .review { break-inside: avoid; margin: 0 0 20px; }
.review-wall .review__text { max-height: none; }
.reviews__controls { display: flex; justify-content: center; gap: 10px; align-items: center; }
.reviews__controls button { width: 44px; height: 44px; border-radius: 50%; border: 0; background: rgba(0,0,0,.06); cursor: pointer; display: grid; place-items: center; transition: background .2s; }
.reviews__controls button:hover { background: rgba(0,0,0,.1); }
.reviews__controls button:first-child svg { transform: rotate(180deg); }
.reviews__summary { display: inline-flex; align-items: center; gap: 10px; padding: 10px 18px; border-radius: 999px; background: #fff; box-shadow: var(--shadow); font-weight: 600; text-decoration: none; margin-top: 22px; }
.reviews__summary svg { width: 20px; height: 20px; }

/* Social hub */
.social-hub { display: grid; grid-template-columns: 1.1fr 1fr; gap: 24px; align-items: stretch; }
@media (max-width: 880px) { .social-hub { grid-template-columns: 1fr; } }
.social-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.social { display: flex; flex-direction: column; justify-content: space-between; gap: 18px; min-height: 170px; padding: 24px; border-radius: 24px; color: #fff; text-decoration: none; transition: transform .35s var(--ease), box-shadow .35s; position: relative; overflow: hidden; }
.social:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.social svg { width: 34px; height: 34px; }
.social strong { font-size: 20px; letter-spacing: -.02em; display: block; }
.social span { font-size: 14px; opacity: .85; }
.social--ig { background: radial-gradient(circle at 30% 110%, #ffd776 0%, #f77737 25%, #e1306c 50%, #c13584 70%, #833ab4 100%); }
.social--tt { background: #000; }
.social--tt svg { filter: drop-shadow(2px 0 0 #fe2c55) drop-shadow(-2px 0 0 #25f4ee); }
.social--fb { background: #1877f2; }
.social--li { background: #0a66c2; }
.social__cta { display: inline-flex; align-items: center; gap: 6px; font-weight: 600; font-size: 14px; }
.social-grid--4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 880px) { .social-grid--4 { grid-template-columns: 1fr 1fr; } }
.social-grid--4 .social { min-height: 200px; }

.insta { margin-top: 40px; }
.insta__head { display: flex; justify-content: space-between; align-items: center; gap: 12px; margin-bottom: 16px; }
.insta__head h3 { font-size: 21px; display: flex; align-items: center; gap: 10px; }
.insta__grid { display: grid; grid-template-columns: repeat(6, 1fr); gap: 10px; }
@media (max-width: 880px) { .insta__grid { grid-template-columns: repeat(3, 1fr); } }
.insta__post { position: relative; aspect-ratio: 1; border-radius: 16px; overflow: hidden; background: var(--panel); display: block; }
.insta__post img { width: 100%; height: 100%; object-fit: cover; transition: transform .5s var(--ease); }
.insta__post:hover img { transform: scale(1.05); }
.insta__post .play { position: absolute; top: 10px; right: 10px; width: 22px; height: 22px; color: #fff; filter: drop-shadow(0 1px 3px rgba(0,0,0,.5)); }
.insta__post--sample { display: grid; place-items: center; text-align: center; padding: 12px; font-size: 12px; font-weight: 600; color: #fff; background: radial-gradient(circle at 30% 110%, #ffd776 0%, #f77737 25%, #e1306c 50%, #c13584 70%, #833ab4 100%); opacity: .85; }

/* Property-type paths (home) */
.paths { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
@media (max-width: 880px) { .paths { grid-template-columns: 1fr; } }
.path { display: flex; flex-direction: column; gap: 12px; padding: 36px; border-radius: var(--radius); background: var(--panel); text-decoration: none; min-height: 300px; transition: transform .35s var(--ease), box-shadow .35s var(--ease), background .35s; }
.path:hover { transform: translateY(-4px); background: #fff; box-shadow: var(--shadow-lg); }
.path .tile__icon { width: 52px; height: 52px; font-size: 26px; background: #fff; }
.path h3 { font-size: 28px; margin-top: 12px; }
.path p { color: var(--muted); flex: 1; }
.path__list { font-size: 14px; color: var(--ink-2); }

/* Program cards (loan options) */
.progs { display: grid; grid-template-columns: repeat(2, 1fr); gap: 14px; }
@media (max-width: 760px) { .progs { grid-template-columns: 1fr; } }
details.prog { background: #fff; border-radius: 22px; box-shadow: var(--shadow); transition: box-shadow .3s; align-self: start; }
details.prog[open] { box-shadow: var(--shadow-lg); }
details.prog summary { list-style: none; cursor: pointer; padding: 24px 56px 24px 26px; position: relative; }
details.prog summary::-webkit-details-marker { display: none; }
details.prog summary strong { display: block; font-size: 19px; letter-spacing: -.02em; }
details.prog summary span { display: block; color: var(--muted); font-size: 15px; margin-top: 4px; }
details.prog summary::after { content: "+"; position: absolute; right: 22px; top: 22px; width: 28px; height: 28px; border-radius: 50%; background: var(--panel); display: grid; place-items: center; font-size: 18px; color: var(--ink-2); transition: transform .3s var(--ease); }
details.prog[open] summary::after { transform: rotate(45deg); }
details.prog > div { padding: 0 26px 26px; color: var(--ink-2); font-size: 16px; }
details.prog > div ul { margin: 12px 0 0; padding-left: 18px; }
details.prog > div li + li { margin-top: 6px; }
.prog-intro { text-align: center; max-width: 640px; margin: 0 auto 28px; color: var(--muted); }

/* Process steps */
.steps { counter-reset: s; display: grid; grid-template-columns: repeat(5, 1fr); gap: 16px; }
@media (max-width: 980px) { .steps { grid-template-columns: 1fr; } }
.step { padding: 26px; border-radius: 22px; background: rgba(255,255,255,.06); box-shadow: inset 0 0 0 1px rgba(255,255,255,.08); }
.step::before { counter-increment: s; content: "0" counter(s); display: block; font-size: 13px; font-weight: 700; color: #a9c2ad; margin-bottom: 16px; letter-spacing: .08em; }
.step h3 { font-size: 19px; margin-bottom: 8px; }
.step p { font-size: 15px; color: #a1a7b3; }

/* FAQ */
.faqs { max-width: 860px; margin: 0 auto; }
details.faq { border-bottom: 1px solid var(--line); }
details.faq summary { list-style: none; cursor: pointer; padding: 24px 40px 24px 0; font-size: 20px; font-weight: 600; letter-spacing: -.02em; position: relative; }
details.faq summary::-webkit-details-marker { display: none; }
details.faq summary::after { content: ""; position: absolute; right: 6px; top: 50%; width: 12px; height: 12px; border-right: 2px solid var(--muted); border-bottom: 2px solid var(--muted); transform: translateY(-70%) rotate(45deg); transition: transform .3s var(--ease); }
details.faq[open] summary::after { transform: translateY(-30%) rotate(-135deg); }
details.faq > div { padding: 0 0 24px; color: var(--ink-2); }
details.faq > div p + p { margin-top: 12px; }

/* Forms & calculators */
.calc { display: grid; grid-template-columns: 1fr 1fr; gap: 0; background: #fff; border-radius: var(--radius); box-shadow: var(--shadow); overflow: hidden; }
@media (max-width: 880px) { .calc { grid-template-columns: 1fr; } }
.calc__inputs { padding: clamp(24px, 4vw, 44px); display: grid; gap: 22px; align-content: start; }
.calc__out { padding: clamp(24px, 4vw, 44px); background: var(--brand-deep); color: #fff; display: flex; flex-direction: column; gap: 20px; }
.calc__out .muted { color: #a1a7b3; }
.field { display: grid; gap: 8px; }
.field__row { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; }
.field label { font-size: 15px; font-weight: 600; }
.field output, .field .val { font-variant-numeric: tabular-nums; font-weight: 600; color: var(--accent-strong); }
.input { width: 100%; height: 50px; border-radius: 14px; border: 1px solid var(--line); background: var(--panel-2); padding: 0 16px; font-size: 17px; transition: border-color .2s, box-shadow .2s; }
.input:focus { outline: none; border-color: var(--accent); box-shadow: 0 0 0 4px var(--accent-soft); }
textarea.input { height: 110px; padding: 14px 16px; resize: vertical; }
.money { position: relative; } .money::before { content: "$"; position: absolute; left: 16px; top: 50%; transform: translateY(-50%); color: var(--muted); } .money .input { padding-left: 30px; }
.pct { position: relative; } .pct::after { content: "%"; position: absolute; right: 16px; top: 50%; transform: translateY(-50%); color: var(--muted); }
input[type=range] { -webkit-appearance: none; appearance: none; width: 100%; height: 28px; background: transparent; cursor: pointer; }
input[type=range]::-webkit-slider-runnable-track { height: 6px; border-radius: 6px; background: linear-gradient(90deg, var(--accent) var(--p, 50%), var(--line) var(--p, 50%)); }
input[type=range]::-moz-range-track { height: 6px; border-radius: 6px; background: var(--line); }
input[type=range]::-moz-range-progress { height: 6px; border-radius: 6px; background: var(--accent); }
input[type=range]::-webkit-slider-thumb { -webkit-appearance: none; width: 26px; height: 26px; border-radius: 50%; background: #fff; margin-top: -10px; box-shadow: 0 2px 8px rgba(0,0,0,.2), 0 0 0 .5px rgba(0,0,0,.08); }
input[type=range]::-moz-range-thumb { width: 26px; height: 26px; border: 0; border-radius: 50%; background: #fff; box-shadow: 0 2px 8px rgba(0,0,0,.2); }
.seg { display: inline-flex; background: var(--panel); border-radius: 12px; padding: 3px; gap: 2px; flex-wrap: wrap; }
.seg button { border: 0; background: none; padding: 8px 14px; border-radius: 9px; font-size: 14px; font-weight: 600; color: var(--ink-2); cursor: pointer; transition: background .2s, color .2s, box-shadow .2s; }
.seg button[aria-pressed="true"], .seg button[aria-selected="true"] { background: #fff; color: var(--ink); box-shadow: 0 1px 4px rgba(0,0,0,.12); }
.unit { display: inline-flex; background: var(--panel); border-radius: 9px; padding: 2px; gap: 2px; }
.unit button { border: 0; background: none; min-width: 30px; height: 26px; border-radius: 7px; font-size: 13px; font-weight: 700; color: var(--muted); cursor: pointer; transition: background .2s, color .2s, box-shadow .2s; }
.unit button[aria-pressed="true"] { background: #fff; color: var(--ink); box-shadow: 0 1px 3px rgba(0,0,0,.14); }
.result-big { font-size: clamp(48px, 6vw, 72px); font-weight: 800; letter-spacing: -.045em; line-height: 1; font-variant-numeric: tabular-nums; }
.breakdown { display: grid; gap: 10px; }
.breakdown div { display: flex; justify-content: space-between; gap: 10px; font-size: 15px; padding-bottom: 10px; border-bottom: 1px solid rgba(255,255,255,.1); }
.breakdown span:first-child { display: flex; align-items: center; gap: 8px; color: #c9cfda; }
.breakdown i { width: 10px; height: 10px; border-radius: 3px; display: inline-block; }
.bar { display: flex; height: 12px; border-radius: 12px; overflow: hidden; background: rgba(255,255,255,.08); }
.bar span { transition: width .5s var(--ease); }
.tabs { display: flex; justify-content: center; margin-bottom: 32px; }
.tabpanel[hidden] { display: none; }
@media (max-width: 640px) {
  .tabs { justify-content: flex-start; overflow-x: auto; margin: 0 -22px 24px; padding: 2px 22px; scrollbar-width: none; }
  .tabs::-webkit-scrollbar { display: none; }
  .tabs .seg { flex-wrap: nowrap; flex: none; }
  .tabs .seg button { white-space: nowrap; }
}

/* AIO simulator */
.sim { background: var(--brand-deep); color: #fff; border-radius: 36px; padding: clamp(24px, 4vw, 48px); box-shadow: var(--shadow-lg); }
.sim__top { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
@media (max-width: 720px) { .sim__top { grid-template-columns: 1fr; } }
.sim__card { border-radius: 24px; padding: 24px; background: rgba(255,255,255,.06); box-shadow: inset 0 0 0 1px rgba(255,255,255,.08); }
.sim__card--win { background: linear-gradient(150deg, rgba(125,154,130,.35), rgba(125,154,130,.08)); box-shadow: inset 0 0 0 1px rgba(169,194,173,.4); }
.sim__label { font-size: 12px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: #a9c2ad; display: flex; align-items: center; gap: 8px; }
.sim__label i { width: 8px; height: 8px; border-radius: 50%; background: currentColor; }
.sim__card--trad .sim__label { color: #a1a7b3; }
.sim__value { font-size: clamp(44px, 6vw, 68px); font-weight: 800; letter-spacing: -.045em; margin: 10px 0 4px; font-variant-numeric: tabular-nums; }
.sim__sub { color: #a1a7b3; font-size: 15px; }
.sim__controls { display: grid; grid-template-columns: repeat(2, 1fr); gap: 22px 32px; margin: 32px 0 24px; }
@media (max-width: 720px) { .sim__controls { grid-template-columns: 1fr; } }
.sim .field label { color: #e8eaee; }
.sim .field output { color: #fff; font-size: 18px; }
.sim input[type=range]::-webkit-slider-runnable-track { background: linear-gradient(90deg, #a9c2ad var(--p, 50%), rgba(255,255,255,.14) var(--p, 50%)); }
.sim__chart { width: 100%; height: auto; aspect-ratio: 600 / 240; margin-top: 8px; display: block; }
.sim .btn--primary, .calc__out .btn--primary, .card--dark .btn--primary { background: #fff; color: var(--brand-deep); }
.sim__legend { display: flex; gap: 20px; flex-wrap: wrap; font-size: 13px; color: #c9cfda; }
.sim__legend span { display: inline-flex; gap: 8px; align-items: center; }
.sim__legend i { width: 14px; height: 3px; border-radius: 2px; display: inline-block; }
.sim__savings { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 24px; }
@media (max-width: 720px) { .sim__savings { grid-template-columns: 1fr; } }
.sim__savings div { padding: 18px; border-radius: 18px; background: rgba(255,255,255,.05); }
.sim__savings strong { display: block; font-size: 28px; letter-spacing: -.03em; font-variant-numeric: tabular-nums; }
.sim__savings span { font-size: 13px; color: #a1a7b3; }
.flow { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
@media (max-width: 880px) { .flow { grid-template-columns: 1fr; } }

/* Tables (cheat sheet) */
.table-wrap { overflow-x: auto; border-radius: var(--radius); background: #fff; box-shadow: var(--shadow); }
table.sheet-table { width: 100%; border-collapse: collapse; font-size: 16px; min-width: 680px; }
.sheet-table th, .sheet-table td { padding: 18px 22px; text-align: left; border-bottom: 1px solid var(--line); vertical-align: top; }
.sheet-table thead th { font-size: 13px; text-transform: uppercase; letter-spacing: .06em; color: var(--muted); background: var(--panel-2); }
.sheet-table tbody th { font-weight: 700; font-size: 17px; }
.sheet-table td strong { font-size: 20px; letter-spacing: -.02em; }
.sheet-table tr:last-child > * { border-bottom: 0; }
.pill { display: inline-block; font-size: 12px; font-weight: 700; padding: 4px 10px; border-radius: 999px; background: var(--accent-soft); color: var(--accent-strong); }

/* Page hero (inner pages) */
.page-hero { padding: clamp(64px, 10vw, 128px) 0 clamp(40px, 6vw, 72px); text-align: center; background: radial-gradient(900px 400px at 50% -20%, var(--accent-soft), transparent 70%); }
.page-hero .lead { max-width: 760px; margin: 22px auto 0; }
.page-hero .btn-row { justify-content: center; margin-top: 32px; }
.subnav { position: sticky; top: var(--nav-h); z-index: 40; background: rgba(251,251,253,.8); backdrop-filter: saturate(180%) blur(20px); -webkit-backdrop-filter: saturate(180%) blur(20px); border-bottom: 1px solid var(--line); }
.subnav__inner { display: flex; gap: 8px; overflow-x: auto; padding: 10px 22px; max-width: var(--wrap); margin: 0 auto; scrollbar-width: none; }
.subnav a { white-space: nowrap; font-size: 14px; text-decoration: none; padding: 7px 14px; border-radius: 999px; color: var(--ink-2); transition: background .2s; }
.subnav a:hover, .subnav a.is-active { background: #fff; box-shadow: 0 1px 4px rgba(0,0,0,.08); color: var(--ink); }

/* Program blocks */
.program { display: grid; grid-template-columns: 340px 1fr; gap: clamp(24px, 5vw, 72px); padding: clamp(56px, 8vw, 96px) 0; border-bottom: 1px solid var(--line); }
.program:last-child { border-bottom: 0; }
@media (max-width: 880px) { .program { grid-template-columns: 1fr; } }
.program__side { position: sticky; top: calc(var(--nav-h) + 80px); align-self: start; }
@media (max-width: 880px) { .program__side { position: static; } }
.program__side .tile__icon { margin-bottom: 18px; }
.program__side h2 { font-size: clamp(30px, 3.6vw, 42px); margin-bottom: 14px; }
.program__body > p { font-size: 19px; color: var(--ink-2); }
.program__body h3 { font-size: 20px; margin: 32px 0 12px; }
.minis { display: grid; grid-template-columns: repeat(auto-fill, minmax(220px, 1fr)); gap: 12px; margin-top: 24px; }
.mini { background: var(--panel); border-radius: 18px; padding: 20px; }
.mini strong { display: block; margin-bottom: 4px; letter-spacing: -.01em; }
.mini span { font-size: 15px; color: var(--muted); }

/* CTA band */
.cta-band { border-radius: 36px; padding: clamp(40px, 7vw, 88px); background: radial-gradient(800px 400px at 100% 0%, rgba(125,154,130,.45), transparent 60%), var(--brand-deep); color: #fff; display: grid; grid-template-columns: 1.3fr .7fr; gap: 32px; align-items: center; overflow: hidden; position: relative; }
.cta-band .lead { color: #c9cfda; margin-top: 16px; }
.cta-band .btn--primary { background: #fff; color: var(--brand-deep); }
.cta-band .btn--ghost { color: #fff; box-shadow: inset 0 0 0 1.5px rgba(255,255,255,.7); }
.cta-band .btn--ghost:hover { background: rgba(255,255,255,.1); }
.cta-band .eyebrow { color: #a9c2ad; }
.cta-band img { width: 220px; height: 220px; border-radius: 50%; object-fit: cover; object-position: 50% 15%; justify-self: end; box-shadow: 0 0 0 8px rgba(255,255,255,.06); }
@media (max-width: 760px) { .cta-band { grid-template-columns: 1fr; } .cta-band img { justify-self: start; width: 120px; height: 120px; order: -1; } }

/* Scheduler & contact */
.schedule-frame { width: 100%; min-height: 760px; border: 0; border-radius: var(--radius); background: #fff; box-shadow: var(--shadow); }
.form { display: grid; gap: 16px; }
.form .grid--2 { gap: 16px; }
.form__status { font-size: 15px; font-weight: 600; }
.chips { display: flex; flex-wrap: wrap; gap: 8px; }
.chips label { cursor: pointer; }
.chips input { position: absolute; opacity: 0; pointer-events: none; }
.chips span { display: inline-block; padding: 9px 14px; border-radius: 999px; background: var(--panel); font-size: 14px; font-weight: 600; transition: background .2s, color .2s; }
.chips input:checked + span { background: var(--brand); color: #fff; }
.chips input:focus-visible + span { outline: 3px solid var(--accent); }

/* Footer */
.footer { background: var(--panel); padding: 64px 0 120px; font-size: 13px; color: var(--muted); }
.footer__top { display: grid; grid-template-columns: 1fr 1.4fr; gap: 40px; padding-bottom: 40px; border-bottom: 1px solid var(--line); }
@media (max-width: 880px) { .footer__top { grid-template-columns: 1fr; } }
.footer__logo { color: var(--brand); display: inline-flex; margin-bottom: 14px; }
.footer__logo .lockup .vda-mark { height: 56px; } .footer__logo .lockup__text { font-size: 13px; }
.footer__brand p { font-size: 14px; color: var(--ink-2); }
.footer__brand a { color: inherit; }
.footer__social { display: flex; gap: 10px; margin-top: 18px; }
.footer__social a { width: 40px; height: 40px; border-radius: 50%; background: #fff; display: grid; place-items: center; color: var(--brand); box-shadow: var(--shadow); transition: transform .25s var(--ease); }
.footer__social a:hover { transform: translateY(-2px); }
.footer__social svg { width: 18px; height: 18px; }
.footer__cols { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
@media (max-width: 560px) { .footer__cols { grid-template-columns: 1fr 1fr; } }
.footer__cols h4 { font-size: 13px; color: var(--ink); margin-bottom: 12px; letter-spacing: 0; }
.footer__cols a { display: block; text-decoration: none; color: var(--ink-2); padding: 5px 0; }
.footer__cols a:hover { color: var(--ink); text-decoration: underline; }
.footer__legal { padding-top: 28px; display: grid; gap: 12px; line-height: 1.6; }
.footer__legal a { color: var(--ink-2); }
.footer__badges { display: flex; gap: 20px; align-items: center; margin-bottom: 6px; }
.footer__badges img { height: 54px; width: auto; }

/* Floating action button */
.fab { position: fixed; right: 18px; bottom: 18px; z-index: 45; display: inline-flex; align-items: center; gap: 10px; padding: 0 20px 0 16px; height: 52px; border-radius: 999px; background: var(--brand); color: #fff; text-decoration: none; font-weight: 600; box-shadow: 0 12px 34px rgba(28,37,54,.35); transform: translateY(120px); transition: transform .5s var(--ease); }
.fab.is-visible { transform: none; }
.fab svg { width: 20px; height: 20px; }

/* Reveal on scroll */
.reveal { opacity: 0; transform: translateY(28px); transition: opacity .9s var(--ease), transform .9s var(--ease); }
.reveal.is-in { opacity: 1; transform: none; }
.reveal-d1 { transition-delay: .08s; } .reveal-d2 { transition-delay: .16s; } .reveal-d3 { transition-delay: .24s; }
@media (prefers-reduced-motion: reduce) { .reveal { opacity: 1; transform: none; transition: none; } html { scroll-behavior: auto; } * { animation: none !important; } }

/* Preview-only palette switcher (only shows on localhost or ?preview) */
.palette { position: fixed; left: 18px; bottom: 18px; z-index: 60; background: rgba(255,255,255,.92); backdrop-filter: blur(16px); border-radius: 18px; padding: 12px 14px; box-shadow: var(--shadow-lg); font-size: 12px; font-weight: 600; display: grid; gap: 8px; }
.palette div { display: flex; gap: 8px; }
.palette button { width: 28px; height: 28px; border-radius: 50%; border: 2px solid #fff; box-shadow: 0 0 0 1px var(--line); cursor: pointer; }
.palette button[aria-pressed="true"] { box-shadow: 0 0 0 2px var(--ink); }

@media print {
  .nav, .footer__top, .fab, .subnav, .palette, .no-print { display: none !important; }
  body { font-size: 12px; } .section { padding: 16px 0; } .reveal { opacity: 1; transform: none; }
  .table-wrap, .card { box-shadow: none; border: 1px solid #ddd; }
}

body:not(:has(.psheet)) .print-estimate { display: none; }

/* ---------- One-page branded print sheets ----------
   A page with a .psheet prints only that sheet, sized for US Letter. */
.psheet { display: none; }
@media print {
  @page { size: letter; margin: 0.35in; }
  * { -webkit-print-color-adjust: exact; print-color-adjust: exact; }
  body:has(.psheet) main > :not(.psheet), body:has(.psheet) .footer { display: none !important; }
  body:has(.psheet) { background: #fff; }
  .psheet { display: flex; flex-direction: column; gap: 10pt; width: 7.8in; height: 10.2in; margin: 0 auto; font-size: 9.5pt; line-height: 1.35; color: var(--ink); overflow: hidden; break-inside: avoid; }
  .psheet * { box-shadow: none !important; }
  .ps-head { display: flex; align-items: center; gap: 16pt; background: var(--brand); color: #fff; border-radius: 18pt; padding: 12pt 20pt; }
  .ps-head .lockup, .ps-head .lockup__text { color: #fff; flex: none; }
  .ps-head .lockup .vda-mark { height: 46pt; }
  .ps-head .lockup__text { font-size: 8.5pt; }
  .ps-head h1 { font-size: 26pt; letter-spacing: -.03em; line-height: 1; }
  .ps-head p { color: #c9d4cb; font-size: 11pt; margin-top: 5pt; font-weight: 600; }
  .ps-head .ps-date { margin-left: auto; text-align: right; font-size: 9pt; color: #c9d4cb; white-space: nowrap; }
  .ps-title { font-size: 15pt; font-weight: 700; letter-spacing: -.02em; margin-bottom: 6pt; }
  .ps-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 8pt; }
  .ps-grid--4 { grid-template-columns: repeat(4, 1fr); }
  .ps-card { border: 1pt solid var(--line); border-radius: 12pt; padding: 10pt; display: flex; flex-direction: column; gap: 4pt; }
  .ps-card h3 { font-size: 12pt; color: var(--brand); }
  .ps-card .ps-big { font-size: 20pt; font-weight: 800; letter-spacing: -.03em; line-height: 1.05; }
  .ps-card .ps-label { font-size: 7.5pt; text-transform: uppercase; letter-spacing: .06em; color: var(--muted); font-weight: 700; margin-top: 4pt; }
  .ps-card .ps-note { font-size: 8pt; color: var(--ink-2); margin-top: auto; padding-top: 4pt; }
  .ps-card--accent { background: var(--accent-soft); border-color: transparent; }
  .ps-row { display: grid; grid-template-columns: 1fr 1fr; gap: 10pt; }
  .ps-box { border-radius: 14pt; padding: 11pt 15pt; }
  .ps-box--dark { background: var(--brand-deep); color: #fff; }
  .ps-box--dark .ps-title { color: #fff; }
  .ps-box--soft { background: var(--panel); }
  .ps-list { display: grid; gap: 4pt; margin-top: 4pt; }
  .ps-list div { display: flex; justify-content: space-between; gap: 8pt; padding-bottom: 4pt; border-bottom: 1pt solid rgba(127,127,127,.25); }
  .ps-list div:last-child { border-bottom: 0; }
  .ps-list strong { font-variant-numeric: tabular-nums; }
  .ps-contact { display: flex; gap: 14pt; align-items: center; background: var(--accent-soft); border-radius: 14pt; padding: 11pt 15pt; }
  .ps-contact img { width: 66pt; height: 66pt; border-radius: 50%; object-fit: cover; object-position: 50% 18%; flex: none; }
  .ps-contact strong { display: block; font-size: 14pt; letter-spacing: -.02em; }
  .ps-contact p { font-size: 9pt; line-height: 1.5; color: var(--ink-2); }
  .ps-contact .ps-cta { font-weight: 700; color: var(--brand); margin-top: 4pt; }
  .ps-legal { margin-top: auto; display: flex; gap: 10pt; align-items: center; border-top: 1pt solid var(--line); padding-top: 8pt; flex: none; }
  .ps-legal img { height: 30pt; width: auto; flex: none; }
  .ps-legal p { font-size: 6.8pt; line-height: 1.45; color: var(--muted); }
  .ps-spark { width: 100%; height: 46pt; color: var(--accent-strong); }
}

/* Original VDA logo everywhere */
.nav__brand .vda-logo { height: 52px; width: auto; color: var(--brand); }
.cred .vda-logo { height: 46px; width: auto; color: var(--brand); }
.footer__logo .vda-logo { height: 60px; width: auto; }
@media (max-width: 400px) { .nav__brand .vda-logo { height: 44px; } }
@media print { .ps-head .vda-logo { height: 46pt; width: auto; color: #fff; flex: none; } }

/* ---------- Compact phone layout ---------- */
@media (max-width: 880px) {
  /* Smaller headshot, social icons stacked to its right */
  .hero__photo { display: flex; align-items: center; justify-content: center; gap: 18px; width: fit-content; margin: 8px auto 28px; }
  .hero__photo img { width: 210px; max-width: 58vw; margin: 0; border-radius: 28px; }
  .hero__social { flex-direction: column; padding: 0; margin: 0; gap: 10px; max-width: none; }
  .hero__social > span { display: none; }
  .hero__social .footer__social { flex-direction: column; gap: 10px; }
  .hero__badge { left: -10px; bottom: 14px; padding: 8px 12px; gap: 8px; border-radius: 14px; }
  .hero__badge strong { font-size: 16px; }
  .hero__badge svg { width: 20px !important; height: 20px !important; }

  /* Logos in one column on the left, name and NMLS lined up beside them */
  .creds__inner { flex-direction: column; align-items: center; gap: 14px; padding: 18px 22px; }
  .creds__divider { display: none; }
  .cred { display: grid; grid-template-columns: 92px 1fr; align-items: center; column-gap: 16px; width: 100%; max-width: 330px; }
  .cred > :first-child { justify-self: center; }

  /* Icon beside the title on the property-type cards */
  .path { display: grid; grid-template-columns: 44px 1fr; column-gap: 14px; row-gap: 8px; align-items: center; min-height: 0; padding: 22px; }
  .path .tile__icon { width: 44px; height: 44px; font-size: 22px; }
  .path h3 { margin: 0; font-size: 22px; }
  .path p, .path .path__list, .path .link { grid-column: 1 / -1; }
  .path .path__list { display: none; }
  .paths { gap: 12px; }
}
@media (max-width: 640px) {
  .section { padding: 56px 0; }
  .section-head { margin-bottom: 28px; }
  .hero { padding-top: 28px; }
  .hero__copy .lead { margin: 18px 0 24px; }
  .page-hero { padding: 48px 0 28px; }
}

/* Phone: smaller photos of Thomas in the side-by-side sections (home + About) */
@media (max-width: 880px) {
  .feature img[src*="/assets/img/thomas-"] { width: 100%; max-width: 240px; margin: 0 auto; border-radius: 22px !important; }
  .feature img[src*="thomas-harbor"], .feature img[src*="thomas-charli"] { max-width: 290px; }
  .feature img[src*="thomas-harbor"][style*="4/5"] { max-width: 240px; }
  .cta-band img { width: 96px; height: 96px; }
}