Hi, I’m Thomas.
I lead the VDA Mortgage Team at Edge Home Finance. My clients get something rare in this industry: one person who picks up the phone, explains everything and treats their loan like it’s his own.
L.A. born. Roll Tide raised. Dallas based.
I was born and raised in Los Angeles, went to college at the University of Alabama (Roll Tide!) and now live in Dallas, Texas.
Living in three very different parts of the country taught me that every housing market has its own rhythm, its own rules and its own opportunities. Wherever you’re buying, whether it’s Orange County, Dallas or anywhere in between, I’ll take the time to understand your market and find the loan that fits it.
I’ve also been in your seat. When I bought my own home, I learned firsthand how stressful the process can feel from the buyer’s side: the paperwork, the waiting, the “is this normal?” moments. That experience is a big reason I walk every client through each step and never leave them guessing.
Faith. Family. Dog hair everywhere.
Charli and I are Christians, and our faith shapes everything: how I treat my clients and how we treat people, period.
Charli and I got married in Newport Beach in July 2026, and these days we’re enjoying life with our Australian Shepherd, who seems to think we bought our house for him. Family is everything to me, especially my little brother. He stood beside me as my best man, and he’s the biggest reason we’re proud advocates for the Down syndrome community. Follow along on Instagram and you’ll get to know the whole crew.
White-glove isn’t a slogan. It’s the process.
Buying or refinancing a home is one of the biggest financial decisions you’ll make. You deserve to understand every piece of it.
- I hold your hand. From the first call to the closing table, you’re working with me, not a rotating cast.
- I explain everything. Rates, points, mortgage insurance, closing costs. No jargon, no surprises.
- I move fast. Quick closings are my specialty, because a fast close is a stronger offer.
- I get creative. With 150+ lenders, “no” from one bank is just the start of my search.
Boutique service. National strength.
VDA Mortgage Team is my team within Edge Home Finance Corporation (NMLS #891464), one of the nation’s leading mortgage brokerages. You get my personal attention backed by Edge Home Finance’s lender relationships, technology and licensing in 49 states.
Personally licensed in
California, Florida, Georgia, Indiana, Maine, Minnesota, Oklahoma, Texas, Virginia, Washington
Buying somewhere else? Edge Home Finance is licensed in 49 states, so we likely cover yours.
Don’t take my word for it.
Real clients, real closings. My newest Google reviews show up here automatically.
★ · 19 Google reviewsLet’s find your actual rate and payment.
Averages are just a starting point. Your actual rate depends on your credit, property and goals. Book a quick call and I’ll shop 150+ lenders for you.
I post mortgage tips almost every day.
Rate updates, loan strategies and client wins. Follow along. It’s the easiest way to see how I work before we ever talk.
Latest on Instagram
@TX_mortgageguy